About this tool
Split your annual CTC into basic salary, HRA, special allowance, PF deduction, and approximate in-hand salary using standard industry ratios.
Typical CTC structure in India
Basic: ~40% of CTC, HRA: ~50% of basic, Special allowance: ~20%, PF: 12% of basic. Actual structure varies by company and industry.
Frequently asked questions
What is CTC?
CTC (Cost to Company) is the total annual cost of employing you, including salary, PF, gratuity provisions, and other benefits.