About this tool
Plan your home purchase with our housing loan EMI calculator. See monthly EMI, total interest paid, and total cost over the loan tenure.
Home loan tips
Most Indian home loans use reducing balance interest at 8–10% p.a. for salaried borrowers. A longer tenure lowers EMI but increases total interest.
Frequently asked questions
What tenure is best for a home loan?
Shorter tenure saves interest but increases EMI. 15–20 years is common. Use this calculator to find your comfortable EMI.