zyptos.info

Terms of Service

Last updated: July 10, 2026

1. Agreement to terms

By accessing or using Zyptos (zyptos.info), you agree to be bound by these Terms of Service. If you do not agree, please do not use our website.

2. Description of service

Zyptos provides free online calculators, generators, and business tools for informational purposes. All tools are provided "as is" without warranty of any kind.

3. No professional advice

Results from our calculators (including GST, EMI, HRA, gratuity, and tax-related tools) are estimates only and do not constitute legal, tax, financial, or professional advice. Always verify important calculations with a qualified professional, CA, or your financial institution before making business or financial decisions.

4. Acceptable use

You agree not to:

  • Use the site for any unlawful purpose
  • Attempt to disrupt, hack, or overload our services
  • Scrape or automate access in a way that harms site performance
  • Click on advertisements fraudulently or encourage others to do so
  • Reproduce our content without permission for commercial redistribution

5. Intellectual property

All content, design, logos, and tool interfaces on zyptos.info are owned by Zyptos unless otherwise stated. You may use our tools for personal and business purposes but may not copy or resell the site or its code.

6. Advertising

This site displays third-party advertisements, including through Google AdSense. We are not responsible for the content of third-party ads. Your interaction with advertisers is solely between you and the advertiser.

7. Limitation of liability

Zyptos shall not be liable for any direct, indirect, incidental, or consequential damages arising from your use of our tools or reliance on calculated results. Use at your own risk.

8. Changes to terms

We may update these terms at any time. Continued use of the site after changes constitutes acceptance of the revised terms.

9. Governing law

These terms are governed by the laws of India. Any disputes shall be subject to the exclusive jurisdiction of courts in India.

10. Contact

Questions about these terms? Email legal@zyptos.info or visit our Contact page.